That small chip in your windshield that went unnoticed in the fall is now a ticking time bomb with the onset of Utah’s cold weather. The difference between a quick, $0-deductible repair and a costly replacement with a full deductible often comes down to one thing: filing a Timely Insurance Claim.
At Prime Auto Glass, we understand that time is money (and safety) when dealing with auto glass damage. Our goal is to help you act before the freeze-thaw cycle costs you hundreds of dollars.
The Silent Enemy: Why Cold Weather Increases Your Deductible
The science of winter works against you. Water that seeps into any glass damage expands by about 9% when it freezes. This process happens every night in Utah and is the main reason a small, repairable chip turns into a large crack requiring a costly replacement.
- Repair (Savings): If the damage is small (generally smaller than a quarter), most comprehensive insurance policies in Utah cover the repair without a deductible ($0).
- Replacement (High Cost): If the crack extends beyond the point of repair, insurance requires a full replacement. In this case, you are responsible for paying your deductible (which can be $100 to $500 or more).
A Timely Insurance Claim allows you to lock in the cheaper or free repair before the cold turns it into a costly replacement.
The Prime Auto Glass Quality Advantage in Your Claim
When you decide to file a Timely Insurance Claim, choosing a shop that prioritizes quality over cost is essential. Remember: in Utah, you have the right to choose your own repair shop!
- Stress-Free Process: At Prime Auto Glass, we handle all the paperwork and communication with your insurer (State Farm, Progressive, Allstate, etc.). We make the process simple and fast.
- Durable Repair: For chip repairs, we use the highest quality resins and expert techniques that ensure the seal withstands winter’s freezing cycles.
- ADAS Protection: If a replacement is needed, we guarantee a freeze-proof seal and ultra-precise ADAS calibration, which is crucial for your safety on slick roads.
Conclusion
Don’t let the Utah winter charge you the full deductible. A Timely Insurance Claim is your best financial and safety move. Act today, while the crack is repairable, and let Prime Auto Glass handle the entire process with the quality only experts can provide.
